Sukanya Samraddhi Yojana 2024, Interest Rate, Calculator

Keeping in mind the bright future of the girls, Sukanya Samraddhi Yojana 2024 has been launched by the honorable Prime Minister of the country, Shri Narendra Modi ji. If you are also the father of a little angel and are worried about the future of the daughter, then now you do not have to worry at all because Sukanya Samraddhi Yojana has been launched by the Prime Minister of the country to remove your concern, i.e., the concern of every father of the country, in which the expenses incurred in the future education and marriage of daughters have been included by the government. So let us tell you each aspect in detail about Sukanya Samraddhi Yojana 2024, for which you will have to go with us till the end of this article.

Sukanya Samraddhi Yojana 2024

Let us tell you that under Sukanya Samraddhi Yojana, an account is opened under Sukanya Samraddhi Yojana 2024 even before the daughter completes 10 years of age. In this scheme, from two hundred and fifty rupees to one and a half lakh rupees can be deposited in the girl’s account every year.

The government provides compound interest on the amount deposited in the account at a fixed rate. If you also want to open an account under Sukanya Samraddhi Yojana 2024 for the future of your daughter, then let us tell you about every aspect related to SSY, such as features, purpose, eligibility, documents, etc.

Sukanya Samraddhi Yojana 2024 pdf overview

Yojana Name Sukanya Samraddhi Yojana
Category Scheme
Launch by Central Government
Invest amount Lowest 250 Rs. To 1.5 lakh Rs. Per year
Year 2024
Purpose To secure baby girl future
Official Website https://www.india.gov.in/sukanya-samriddhiyojana

 

Sukanya Samriddhi Yojana Chart PDF

You must have already known that this Sukanya Samriddhi Yojana 2024 has been launched by the Prime Minister of the country, Narendra Modi, in which you can make your daughter’s future bright and secure. Let us tell you that according to the information received from the Sukanya Samriddhi Yojana Chart PDF, you can open this account even before your daughter reaches 10 years of age.

 

Sukanya Samraddhi Yojana 2024
Sukanya Samraddhi Yojana 2024

 

In this case, you can deposit from two hundred and fifty rupees to one and a half lakh rupees annually. Under the Sukanya Samriddhi Yojana Chart PDF information, you can retain your investment in it for 15 years. Under Sukanya Samraddhi Yojana 2024, if you want to withdraw money for your daughter’s higher education, then you can withdraw 50% of the deposit amount after the daughter completes 18 years of age. Let us tell you that on opening an account in this scheme, tax exemption is given as per the Income Tax Act. Under this scheme, you are given interest at a rate of 7.6%.

SSY Scheme Required Documents

  • Aadhar card of parents and girl child
  • PAN card
  • identity card
  • Birth certificate of a girl child
  • Residence certificate
  • Necessary documents are required by the bank or post office.
  • Passport-size photograph, etc.

SSY Scheme 2024

If you have opened an account for your daughter under SSY Scheme 2024 and you want to close this account under any odd circumstances, then for this you have to wait till the daughter completes 18 years of age. But in the odd circumstances given below, you can close the account opened under Sukanya Samraddhi Yojana 2024.

Suppose the beneficiary wants to withdraw money for marriage expenses after the girl reaches 18 years of age. You can withdraw this money even before the maturity period is over. Secondly, this account can also be closed in case of the accidental death of the account holder of the account opened under SSY Scheme 2024. And if you fail to invest the money in your daughter’s account, then this account is also closed.

Sukanya Samriddhi Yojana Calculator 2024

If you too have a heartfelt desire to calculate the maturity date of the amount deposited by you, So now you can calculate it with the help of the Sukanya Samriddhi Yojana Calculator 2024. As you know, we have also made it clear to you that under the Sukanya Samraddhi Yojana 2024, 7.6 percent interest is given on the deposit amount.

After the girl child turns 18 years old, you can withdraw 50 percent of this deposit amount for the education of the girl child. You can continue to invest in this account for exactly 15 years.

Total amount in 1 year after depositing Rs. 1000 per month Total amount deposited in 15 years Total interest on the amount deposited for 21 years Total amount received on maturity
12000 180000 329000 509212
Total amount in 1 year after depositing Rs. 2000 per month Total amount deposited in 15 years Total interest on the amount deposited for 21 years Total amount received on maturity
24000 36000 658425 1018425
Total amount in 1 year after depositing Rs. 5000 per month Total amount deposited in 15 years Total interest on the amount deposited for 21 years Total amount received on maturity
60000 900000 1646062 2546062
Total amount in 1 year after depositing Rs. 10000 per month Total amount deposited in 15 years Total interest on the amount deposited for 21 years Total amount received on maturity
120000 1800000 3330307 5103707
Total amount in 1 year after depositing Rs. 12000 per month Total amount deposited in 15 years

 

Total interest on the amount deposited for 21 years Total amount received on maturity
144000 2160000 3950549 6110549

 

Sukanya Yojana Interest Rate 2024

We know the Sukanya Yojana as a small savings scheme for the benefit of daughters. The government decides the Sukanya Yojana interest rate at an interval of every 3 months. The government has recently fixed the Sukanya Samriddhi Yojana 2024 interest rate at 8.2% for the April to June 2024 quarter. If you accumulate the maximum money in this scheme, then you get an exemption from income tax. In this scheme, you get compound interest on an annual basis.

  • April 2024–June 2024: 8.2%
  • January 2024–March 2024: 8.2%
  • October 2023–December 2023: 8.00%
  • July 2023–September 2023: 8.00%
  • April 2023–June 2023: 8.00%
  • April 2020–March 2023: 7.6%
  • 1 January 2019–31 March 2019: 8.5%
  • 1 October 2018–31 December 2018: 8.5%
  • 1 July 2018–30 September 2018: 8.1%
  • 1 April 2018–30 June 2018: 8.1%
  • 1 January 2018–31 March 2018: 8.1%

How to Open an Account Under the Sukanya Samriddhi Yojana 2024

  1. If you also want to open the SSY account of your little angel, then for this you have to go to the nearest bank or post office.
  2. After reaching the post office, you have to get the form related to the Sukanya Samriddhi Yojana.
  3. Now you have to read the information asked in this application form carefully under your question, How to Open an Account Under Sukanya Samriddhi Yojana 2024, and also attach the necessary documents.
  4. Along with this, you have to submit this entire application form along with the documents to the post office or bank.
  5. In this way, you can open an account for your daughter under the Sukanya Samraddhi Yojana 2024.
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